Kenya has suffered from a very low uptake of mortgages, with there being only 22,000 mortgges in a country with a population of 43 million people, equalling one mortgagr for every 1954 Kenyans. research was driven by the need to increase information in the market for potential homeowners and those looking to rent properties. Mortgages were unaffordable in most estates with the Nairobi metropolitan area having an index of 66. The Nairobi Metropolitan area had a rental affrodability index of 132. Satelite towns also had the highest rental affordability index at 183. Rents were affordable in most estates and towns in the Nairobi Metropolitan area.